Prepare for the 75-question CII CF8 assessment with focused coverage of UK care funding, long-term care products, legal issues, taxation and client advice.
Syllabus coverage reviewed for 2026 against current CII qualification information. Course updates are included with lifetime access.
Listen to course modules on the go. Perfect for studying while driving or commuting.
* This is a chapter sample. All audio is available in the full version.
CF8 tests more than product recognition. Candidates need to connect UK care provision, local-authority responsibilities, State support, taxation, legal capacity and suitable funding arrangements across both standalone questions and case studies.
This course turns those connected topics into a structured revision workflow: read the topic notes, reinforce the distinctions with flashcards, ask the AI tutor for clarification, then apply what you have learned in five timed 75-question mocks.
You receive 300 primary practice records across Mocks 1-4, covering 50 source-mapped concept families through recall, applied scenarios, misconception correction, recommendation-file decisions and connected case studies. Mock 5 is a traceable 75-question mixed paper drawn from those primary banks, giving 375 total practice slots. Every paper includes complete case-study sets, answer explanations and unlimited retakes. The 88-item quick-reference sheet supports final-stage recall, while audio summaries make it easier to maintain momentum away from your desk.
The official CF8 assessment is two hours and contains 50 standalone multiple-choice questions plus five case studies with five questions each. The standard pass mark is 70%.
Listen to course modules on the go. Practice anytime, anywhere - even while driving or commuting.
Build timing and application skills with five 75-question mock exams.
Apply the syllabus through standalone questions and connected scenarios.
Ask questions against the CF8 study material whenever a topic needs clarification.
Digital flashcards for definitions, responsibilities, products and planning distinctions.
A searchable quick-reference layer for final-stage revision.
Use the same question bank in two different ways: build understanding with instant feedback, then switch to a realistic simulation when you are ready.
Choose an answer, see immediately whether it is right or wrong, and read the explanation before moving on.
Work against the official-style timer without revealing answers, then review your score and every explanation after submission.
FCA definition of LTCI, the need for care, and factors driving the long term care market.
Health authority and local authority responsibilities for care provision and funding.
How local authorities means-test individuals and the financial thresholds that apply.
Alternative funding sources including equity release, family support, and disability benefits.
Pre-funded and immediate need insurance solutions for long term care.
How long term care insurance is underwritten and the claims process.
State benefits relevant to individuals requiring long term care.
IHT, wills, intestacy, and legal considerations in long term care planning.
Adviser-client dynamics, capacity, third-party authority, vulnerability and conflicts.
Constructing suitable care-funding recommendations and reviewing them as circumstances change.
Submitted directly to CII Academy. These testimonials are not presented as independently verified by Trustpilot, Google, or another third-party platform.
Helped a lot to clear my doubts and gain more confidence before the actual exam day. The progress tracker kept me accountable.
I was struggling with some of the more confusing concepts, but the mock exams and flashcards here broke it down perfectly. The explanations really clarify why an answer is wrong.
This was the easiest way to learn care home funding rules for my job. The price is also very reasonable compared to other options.
The explanations for lifetime mortgages and care funding rules are very clear. I passed my CF8 exam with an 82% score.
The section on care home fees and top-up rules was very helpful. I passed on my first try.
The lessons on top-up rules were extremely helpful. They ask about this frequently in the exam, and this course prepared me perfectly.
Thank you for the review, Bassem. We have noted your feedback and are always working to make the course even better.
CF8 is a two-hour multiple-choice assessment. It contains 50 standalone multiple-choice questions and five case studies, each followed by five multiple-choice questions, giving 75 questions in total. The standard pass mark is 70%.
CF8 is suitable for financial advisers, paraplanners and other professionals who want to develop knowledge of long-term care planning. When held with specified CII diplomas, it can contribute to the FCA appropriate-qualification requirements for advising on long-term care products.
CF8 covers the funding of long-term care in the UK including local authority assessments, state benefits like Attendance Allowance, immediate needs annuities, investment bonds for care fees, powers of attorney, and the Care Act 2014.
The CII published an 87.96% pass rate for CF8 in 2025, but candidates still need to connect care funding, benefits, legal issues, taxation and product suitability across standalone and case-study questions.
CII Academy is an officially accredited CII training provider. Each course is organised around the current syllabus, assessment format and learning resources listed on the course page.
We do not guarantee a pass. Results depend on the candidate's study and exam performance. The platform provides structured revision, active recall and timed practice to help candidates identify and close knowledge gaps.
You get lifetime access from the moment of purchase. Study at your own pace with no time limits or recurring fees.
Yes — the entire platform is mobile-responsive and works on any device with a browser. Flashcards, summaries, and the AI tutor are all optimised for on-the-go study.
Yes! Test your knowledge and review detailed explanations with the free CII CF8: Long Term Care Insurance Sample Paper below. It contains 15 questions from one named syllabus topic and is not a full mock exam or overall readiness assessment.
Try 15 CII CF8: Long Term Care Insurance practice questions from Chapter 1: Long Term Care: The Background
Practice CII CF8: Long Term Care Insurance exam questions with answers and explanations. The full course includes 5 mock exams and complete syllabus coverage.
What is the Upper Capital Limit for local authority care funding in England?
£23,250. Above this, the individual normally pays the full assessed care cost, subject to the applicable assessment rules and disregards.
Long term care insurance (LTCI) addresses the cost and practical consequences of a person losing the ability to live independently. The FCA definition links the insured event to health deterioration that is not expected to change and requires assistance with independent living; a qualifying contract can provide periodic benefits for all or part of that period. Pre-funded policies are arranged before care is needed, whereas immediate-needs care plans are purchased when care is already required or imminent. UK provision is mixed: informal, public, private and voluntary providers may all contribute, and provider identity does not by itself decide who ultimately pays. The FCA's regulatory framework underpins the advice process through specific rules: ICOBS governs long-term-care insurance, whi…
Open every chapter’s key areas, pitfalls, exam traps and key numbers.
Use structured notes, active recall and realistic practice to identify and close specific knowledge gaps before exam day.
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