Prepare for the three CII AF8 Retirement Income Planning assignments with source-grounded study tools, client fact-find analysis and scenario-based coursework-planning practice.
Syllabus coverage reviewed for 2026 against current CII qualification information. Course updates are included with lifetime access.
Listen to course modules on the go. Perfect for studying while driving or commuting.
* This is a chapter sample. All audio is available in the full version.
AF8 is assessed through three written coursework assignments rather than a multiple-choice examination. Strong submissions must apply retirement-income knowledge to a client fact-find, show calculations and assumptions, follow the command word, evaluate trade-offs and support conclusions with coherent evidence.
This course organises the eight official 2025/26 study-text chapters into detailed summaries, 110 active-recall flashcards, an 88-item reference sheet and a source-grounded AI tutor. Coverage runs from retirement objectives, financial-position analysis and cash-flow tools through pension and non-pension withdrawals, later-life funding and estate planning.
The five platform drills contain 50 client scenarios. They ask you to choose the strongest analytical step, calculation, evidence base, structure or recommendation approach. They are coursework-planning exercises, not replicas of the three official written assignments.
Use the tools to identify gaps in your analysis, then complete your official work in your own words using the English legislative position and tax year that applies when you submit.
Practise applying the fact-find, command word and evidence to retirement-planning decisions.
Work through all eight official study-text chapters in their exact order.
Strengthen recall with 110 flashcards and an 88-item reference sheet.
Clarify source concepts and compare planning approaches inside the course.
Use the answer-planning prompts in two ways: build understanding with instant feedback, then switch to timed planning practice when you are ready.
Choose an answer, see immediately whether it is right or wrong, and read the explanation before moving on.
Complete the practice set without revealing answers, then review your result and every explanation at the end.
Retirement and estate objectives plus income, expenditure, assets, liabilities, taxation and estate position.
Cash-flow planning, risk profiling, asset allocation, assumptions, stress tests and interpretation of results.
Pension-fund withdrawals, savings and investment withdrawals, tax sequencing and management of investment risk.
Estate planning, care funding, legal authority, capacity, vulnerability and protection of client outcomes.
Submitted directly to CII Academy. These testimonials are not presented as independently verified by Trustpilot, Google, or another third-party platform.
Feedback shared by learners across CII Academy exam-preparation courses.
Fantastic value. It feels like a gym for the brain. The AI explanations for complex calculations were a lifesaver for me.
Great practice tool. The AI mentor helped me spot my weak areas instantly, which saved me so much time during my final revision week.
This platform completely changed how I study. The chapter summaries are brilliant for last-minute review, and the mobile dashboard works flawlessly.
Helped a lot to clear my doubts and gain more confidence before the actual exam day. The progress tracker kept me accountable.
I was struggling with some of the more confusing concepts, but the mock exams and flashcards here broke it down perfectly. The explanations really clarify why an answer is wrong.
The questions are very similar to the real test. I was worried about the time limit, but practicing with these mocks helped me manage my pace. Highly recommended!
AF8 is assessed by three written coursework assignments. Each is typically 2,000–3,000 words, with submissions due at approximately months 3, 6 and 9 during a 12-month enrolment.
No. The official AF8 assessment is coursework. The platform's scenario questions are planning drills that help you practise analysis, calculations and structured decisions.
The standard overall pass mark is 50%. CII lists AF8 as a Level 6 unit worth 30 credits.
CII recommends 150 study hours and assumes knowledge of R04 Pensions and Retirement Planning or an equivalent foundation.
The course is grounded in the supplied 2025/26 AF8 study text and syllabus, valid from 1 September 2025 to 31 August 2026.
Use the English legislative position and tax year applicable when you submit, state the basis clearly and verify time-sensitive figures against current official sources.
No. It helps you study the source, analyse fact-finds and plan a well-supported response. Your official assignment must be your own work and follow CII submission requirements.
You receive lifetime access to the course tools with no recurring subscription fee.
Yes. Try the free CII AF8: Retirement Income Planning coursework practice set below. It contains 15 applied scenarios with detailed explanations and does not replace any official written assignment.
Try CII AF8: Retirement Income Planning coursework practice from Retirement Coursework Analysis and Strategy
Explore CII AF8: Retirement Income Planning coursework practice, flashcards and a chapter summary, then unlock complete learning-hub coverage.
In AF8 retirement planning, what does “Decumulation” mean?
Turning accumulated assets into sustainable retirement income while managing longevity, inflation, tax and investment risk.
AF8 begins with the change from accumulation to decumulation. An adviser is no longer choosing only how contributions should grow: the plan must turn State, occupational, personal-pension and non-pension resources into income that can continue for an uncertain lifetime. The central tension is between security, flexibility, growth, tax efficiency and provision for dependants. A strong analysis separates essential expenditure from lifestyle and discretionary spending, identifies which costs should be met by secure income, and tests whether flexible assets can support the remaining objectives.
Longevity is both a personal and a financial risk. Clients often underestimate survival, while long retirement periods magnify inflation and investment uncertainty. The workbook uses age 105 as a possi…
Open every chapter’s key areas, pitfalls, exam traps and key numbers.
Use structured chapter notes, client scenarios and coursework-planning practice to strengthen AF8 analysis, calculations and evidence.
Only if you have already purchased. Enter the email you used to buy. We'll send a sign-in link AND a 6-digit code so you can log in on any device.
